VARIABLE ANNUITY FRAUD AND MISCONDUCT

A variable annuity is a contract between an investor and an insurance company. The company promises to make periodic
payments to the contract owner or beneficiary, starting immediately or at some future time, and should the contract owner
die during the accumulation phase, a death benefit is paid directly to the beneficiary.
Contact us by e-mail or at (800)
719-4889
if you are in need of legal advice on an issue dealing with variable annuity law. This may be a good time to discuss
the remedies that may be available to you.

Variable annuities offer choices among a number of complex contract features. For example, contracts may offer various types
of death benefits, rebalancing features, dollar cost averaging options, assorted payout structures, and optional riders such as
a guaranteed minimum income benefit, estate protection enhancements, or long-term care insurance, in addition to a range
of choices among investment options.

Investment advisors and brokers do not always fully explain the intricacies of the variable annuity to prospective investors, or
they recommend variable annuities when the recommendation is not in the investor's best interest. An investor may purchase
a variable annuity without understanding that their money may be tied up for a significant period of time.

Investment advisors or brokers who sell variable annuities with an eye to their own gain rather than their investor's best
interests may be held liable, and customers may be able to recover damages.

Variable Annuity Lawyers
We have experience handling variable annuity matters and representing private investors. Contact us at (800) 719-4889 or
by
e-mail if you need help dealing with a variable annuity legal matter.
Advertising. In accordance with rules established by the Supreme Judicial Court of Massachusetts. This web site must be labeled
"advertising." It is designed to provide general information for clients and friends of the firm and should not be construed as legal advice, or
legal opinion on any specific facts or circumstances. This web site is designed for general information only. Unless and until you enter into a
formal agreement with Attorney Mwangi, he is not your attorney and you do not have an attorney-client relationship with him. All Rights
Reserved.
We also offer a service to help you change your name in Massachusetts.
Mwangi Law Office